opndoor is a UK professional guarantor service for renters who need a guarantor to pass referencing. Apply online, get a decision, and move in. No personal UK guarantor needed. No months of rent in advance. Available to employed tenants, self‑employed renters, students and international applicants without a UK credit file.
Application fee is £20 and non-refundable. Approval is not guaranteed and depends on your individual circumstances.
You apply directly to opndoor for a professional UK rent guarantor. Your letting agent or build-to-rent operator does not see your bank statements or financial information. They are kept informed of your application progress.
Verify your email and phone number. Tell us about the property you are applying for.
The application fee is non-refundable and covers the cost of reviewing your file. You only continue if you choose to.
Identity, income or savings or student status, and a soft credit check where applicable. You upload documents directly to opndoor.
opndoor reviews your file against the published eligibility routes. We will email you when there is an update. Most tenants hear back quickly.
If approved, you sign the guarantor agreement and pay the guarantor fee. opndoor issues the guarantee documents to your agent or operator and your tenancy can move forward.
You only need to satisfy one of the three routes below. Every guarantor application is assessed individually. opndoor is open to UK tenants, international renters and UK or international students. Approval is not guaranteed.
Salary, self-employed income or evidenced benefits, before tax. Combined household income can be considered for joint applications.
1.5×Held in your name in a UK or recognised international account. Statements must show consistent balance.
6 moYou do not need to satisfy the income route. We assess through the dedicated student route, including international students.
UK + Int'lWhere a UK credit file exists, we look for a minimum TransUnion score of 519. No UK credit file is not an automatic decline.
Active CCJs, bankruptcy, IVA or significant unpaid arrears may affect eligibility. Tell us early so we can review your situation properly.
A short list of documents, mostly things you already have. Everything is uploaded directly to opndoor through the secure portal. Your letting agent or operator does not see your bank statements, payslips or savings history.
A professional guarantor is a paid service that stands behind a tenant on a UK tenancy in place of a friend or family member. opndoor is a UK professional guarantor for tenants, students and international renters who would otherwise be asked for a personal UK guarantor or rent in advance to secure a let.
Many letting agents, landlords and build-to-rent operators ask for a UK-based guarantor when income alone does not satisfy referencing. If you cannot provide a personal UK guarantor, opndoor can act as your professional rent guarantor, subject to approval through the income, savings or student route.
Yes. opndoor is widely used by international students and international tenants moving to the UK who do not have a UK credit file or a UK-based guarantor. International tenants are assessed through the student or savings route, depending on circumstances.
No. Your bank statements, payslips and savings history are uploaded directly to opndoor and reviewed by our team. Your letting agent or operator only sees the outcome of your guarantor application and the guarantee documents if you are approved and decide to proceed.
You pay a £20 non-refundable application fee to apply. If approved and you decide to proceed, the guarantor fee is equivalent to one month’s rent and covers the initial 12-month period from move-in. See pricing for the full breakdown.
The £20 application fee is non-refundable, including in cases where the application is not approved. The fee covers the cost of reviewing your file and verifying the documents you provide.
Not having a UK credit file is not an automatic decline. International tenants and people new to the UK can still be assessed for an opndoor rent guarantor through the income, savings or student routes.
Most online guarantor applications receive a first response within a few working days. Timing depends on how quickly the requested documents are provided and verified by our team.
If approved, opndoor stands as the professional rent guarantor on your tenancy for the initial 12-month period from move-in. Specific terms, including obligations relating to unpaid rent, are set out in the guarantor agreement you sign before guarantee documents are issued to your agent or operator.
Yes. Benefits income is accepted where it can be evidenced and meets the income route threshold. We will look at your overall situation, including any other income, savings or student status.
The opndoor rent guarantee covers an initial 12-month period from move-in. Renewal, extension or replacement arrangements are agreed between you, your letting agent or operator and opndoor closer to the time.
Active CCJs, bankruptcy, an IVA or significant unpaid rent arrears may affect eligibility. We recommend telling us early so we can review your situation properly. Approval is not guaranteed.
If your application has been flagged for a guarantor, you can start an opndoor rent guarantor application online today. £20 to apply, and you only proceed further if you are approved and decide to.