Halal HMO Finance for High-Return Properties
Our Shariah-compliant HMO (House in Multiple Occupation) Finance is designed for investors looking to unlock higher rental yields through multi-tenant properties. So, whether you’re purchasing your first HMO or expanding an existing portfolio, we can help you with halal financing solutions that meet UK legal requirements and Islamic principles.
Eligibility & Requirements
- Minimum age requirement is 21 years
- A good credit history
- Available to both individuals and UK-registered corporate entities
- Documents for proof of identity and bank statements
- Property located in England
Minimum Deposit
Initial deposit for HMO Finance Payment Plan ranges from 15-25%.
Payment Structure
Co-ownership model: You gradually increase your share of the property while paying rent on our share.
Seamless HMO Ownership
Managing HMO can be complicated, but financing for it doesn’t have to be. We make halal HMO finance simpler for you, so you can generate higher rental income without worrying about Shariah compliance. Unlike conventional lending options, we don’t charge interest, instead, we work on a co-ownership model, that is fully aligned with UK regulations and Islamic values.
Key Features
Shariah-Compliant
All our products are built on Islamic finance principles, and are entirely interest-free, so you can own your home, invest in a property in a halal way.
FCA-Regulated
We’re fully authorised and regulated by the Financial Conduct Authority (FCA), and that means you’re protected under UK financial laws.
Flexible Solutions
We provide flexible financing options and customised payment plans designed around your circumstances, so you can buy property with complete peace of mind
Ethical Partnership
We are not just lenders, we are co-owners, so this means we share equal responsibility and mutual respect, so you feel well-supported at every step.
