Privacy Policy

Privacy Policy Information

Privacy Policy

Last Updated: 09-07-2025

Huda Finance (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal and financial information when you engage with our Shariah-compliant finance services, website (hudafinance.com), or communications.

By using our services, you consent to the practices described in this policy.

1. Information We Collect

We may collect the following types of information:

  • Personal Data: Name, contact details, address, nationality, employment status, and financial circumstances.
  • Financial Data: Income, credit history, property details, and bank account information (processed securely).
  • Transaction Data: Details about your property finance applications and agreements.
  • Technical Data: IP address, browser type, device information, and cookies (see Section 4).

2. How We Use Your Information

We process your data to:

  • Assess eligibility for Shariah-compliant finance products (Home, Buy-to-Let, HMO, Commercial).
  • Process applications and manage your finance agreements.
  • Provide tailored advice on interest-free solutions.
  • Comply with UK financial regulations and anti-fraud measures.
  • Improve our services and website functionality.
  • Send service-related communications (and marketing with consent).

3. Legal Basis for Processing

We rely on:

  • Contractual necessity (to process finance applications).
  • Legal obligations (under UK financial conduct regulations).
  • Legitimate interest (credit risk assessment, fraud prevention).
  • Consent (for marketing communications; opt-out anytime).

4. Cookies & Tracking

Our website uses essential cookies for functionality and analytics. You can manage preferences via browser settings.

5. Data Sharing

We may share data with:

  • Shariah-compliant financial institutions to facilitate your applications.
  • Credit reference agencies for eligibility checks.
  • Legal/regulatory bodies as required by UK law (FCA, HMRC).
  • Trusted third-party processors (IT, payment systems) under strict confidentiality.

We never sell your data to third parties.

6. Data Security

We implement encryption, access controls, and regular audits to protect your sensitive financial information.

7. Your Rights

Under UK GDPR, you may:

  • Request access to or correction of your data.
  • Object to processing or withdraw consent (for marketing).
  • Lodge complaints with the ICO.

8. Retention Period

We retain data as required by UK financial regulations (typically 6 years post-agreement).

9. Third-Party Links

Our website may link to external sites (e.g., property portals). We are not responsible for their privacy practices.

10. Policy Updates

We may update this policy periodically. The latest version will be posted on our website.

11. Contact Us

For data-related inquiries or to exercise your rights:

Huda Finance
Wharf House, Victoria Quays, Wharf Street,
Sheffield, England, S2 5SY
Phone: (+44) 330 341 2426
Email: info@hudafinance.com